� We will establish Net 30 day accounts for first rated companies with the J.B.T.

� All others must furnish three gold supplier references and bank account information. Orders will be shipped or delivered C.O.D. ($35.00 minimum)

� We ship via U.P.S., U.S. Mail, Federal Express & AAA messenger. Overnight delivery and 2nd day air service available upon request. Overdue accounts will be shipped C.O.D.

� Please advice us if orders must be shipped complete. Otherwise, we will ship partial and follow up with a new order.

� Many items featured are available in various qualities. Most items stocked in 14k yellow and white gold. CAll for information on other availability. Special Orders may require a deposit.

� Any item returned for credit within ten days of receipt must be accompanied with our invoice. We are constantly updating and improving, and reserve the right to correct any errors in this catalogue or any other Future publication.